Is there life after a job layoff?

Hello People - It has now been 2.5 weeks since I lost my job, bummer. Things look a little more scarier today than the first week. I have not been able to find work within my field, mortgage industry, just like so many others in this same field. I spend a lot of time trying to figure out what else I can do. My boys asked me the first week how we would pay for things. Of course I reassured them that things would be ok. That is so "momly" isn't it. I am taking the real estate course to become a licensed real estate agent. Something I've wanted to do for a while now. This appears to be a great time to do this since there are many homes to be sold and many more to come. I would really like to try many things that I've wanted to and hope that I can. I hear my Parents voice in my head, in a negative tone, not to do something different. Maybe I only perceive it as "negative" since I am the kid. Kids seem to view things their Parents say much differently than possibly the way it really was meant to be. So I may have taken it negatively and they didn't mean it that way. I think this is where the term "generation gap" came from. Anyway, I just may be burned out in this industry I've been in for 25 yrs. It is time to do something different. I feel I would excel and be able to earn more money. The hope and thought that we might be able to do something different to earn money to live on always brings happiness to me. We have so many opportunities and many of us never take advantage of them. I don't want to be in my 60's or 70's and wonder how I would have done if I stepped out of the box I've been in for years. I am learning how to "not" listen to the voice of my Parents in my head and go with my gut. I am a smart person and yearn for more life!

So be sure to remember: Go after all your dreams, the sooner the better

Kids and Credit

You know as Parents today we really need to be teaching our kids more about what to do with money earned, like saving it or investing it or at least spending it wisely. There are way too many Parents that give and give and give to their kids and there is no lesson to be learned. Then when they become young adults they don't really know how to manage their finances, let alone know what the meaning of finances are. I've tried the allowance thing the reward for doing a job or chore and these have not made an impact on my boys at all. My oldest works full time now and he has finally gotten the hang of "how" to manage his money for the first time ever, he is only 23 but I feel accomplished in this area since I had a lot to do with it. My younger Son just does not have the drive, he will be 16 on Valentines Day, to work to earn the money the regular way. He likes more odd type jobs and not a whole lot of work. Which confuses me since he has watched me struggle to take care of he and his Brother I figured he'd be more like, "hey, I wanna get out in the world and make a difference." He seems to be somewhat confused anyway about his purpose in life, aren't most teens? So I try everyday to show him how money can be earned and spent and why it is important to save.
Someday I hope they both will be on their own and enjoying what life has to offer.

Remember: Follow your dreams and be all you can be